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    <lastmod>2026-03-22</lastmod>
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      <image:title>Maxi — Free UK &amp; Nigeria Payroll Software</image:title>
      <image:caption>Free payroll for UK and Nigeria companies. HMRC &amp; NTA 2025 compliant.</image:caption>
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  <!-- ── Sign up — high-value conversion page ────────────────────────────── -->
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  <!-- ── Login ───────────────────────────────────────────────────────────── -->
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    <lastmod>2026-03-22</lastmod>
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    <priority>0.6</priority>
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  <!-- ── Password recovery ───────────────────────────────────────────────── -->
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  <!-- ── Employer cost calculator — free tool, high SEO value ────────────── -->
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    <lastmod>2026-03-22</lastmod>
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  <!-- ── Tax guide — long-form informational content ──────────────────────── -->
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  <!-- ── Blog index ──────────────────────────────────────────────────────── -->
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    <lastmod>2026-03-22</lastmod>
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    <lastmod>2026-03-10</lastmod>
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